Search Articles: Advance Search
Agro-Science
Journal of Tropical Agriculture, Food, Environment and Extension
 

ISSN 1119-7455
   
 
         
 
 Latest Articles
    
 
Article No 7 of Volume 7.2 (2008)
 
    
 Archive
 
 
THE CONTRIBUTIONS OF NALT -NUSHO PROGRAMME TO POVERTY ALLEVIATION IN ENUGU NORTH AGRICULTURAL ZONE, ENUGU STATE, NIGERIA.

Agwu A. E.,  Anyanwu ., A. C. Uduogu  T.O and Akinnagbe O. M.

Department of Agricultural Extension

University of Nigeria. Nsukka, Nigeria.  

 

 

ABSTRACT

 

The study was undertaken to investigate beneficiaries’ and staff perceptions of the contributions of Nsukka Area Leaders of Thought /United Self-Help Organisation (NALT-NUSHO) programme to poverty alleviation in Enugu North Agricultural Zone of Enugu State. Data were collected from 110 respondents comprising 84 beneficiaries and 26 staff through the use of structured interview schedule and questionnaire, respectively, using a multi- stage random sampling technique. Data were analyzed using percentages and mean scores. The findings revealed that the beneficiaries got their information about NALT-NUSHO programme through friends and joined NALT-NUSHO to solve family/household consumption needs, start/increase business size and to be self reliant. The study also showed that NALT-NUSHO had contributed to some extent in alleviating the poor conditions of her beneficiaries through its savings and credit scheme. In the savings and credit scheme, the beneficiaries were given an average loan amount of N 6, 510 for a start which increases as the year passes but not above N 20, 000 which were used for trading and solving of household problems (especially payment of children school fees). Training/workshop programmes were organized for the beneficiaries and staff on yearly basis on credit management. On adequacy of roles played by NALT-NUSHO, both the beneficiaries and staff perceived loan disbursement, savings mobilization, weekly installment repayment and training workshop programmes to be adequate. The major constraints to effective performance of NALT-NUSHO programme as perceived by the beneficiaries and staff were insufficient loan, high interest rate, inadequate logistics, inadequate training opportunities for knowledge update in credit delivery and poor salary. The study recommends that government should encourage NALT-NUSHO in its effort to alleviate poverty among Nsukka rural poor through granting them soft loans and other incentives for improved programme performance.

 

Key words: Beneficiaries, Staff, Perception, Contribution, Self-help, Poverty, Enugu state.

Full Article (107.01Kb) | All Articles in Volume 7.2
 
 

Date:23/09/2018
 
     
 
 
 
  Copyright © 2008 All Rights Reserved  
  Website Designer:   Cygital
Home | Login | Register | About Us | Contact | Help